OUT-OF-NETWORK BENEFITS
If you plan to use out-of-network benefits for therapy, this page explains how reimbursement works and what your plan may cover.
I’m in-network with a few insurance carriers, which are listed on the FAQ page. If I’m not in-network with your plan, out-of-network reimbursement may still be available, and many women who work with me receive reimbursement for a portion of the session fee.
The tool below lets you check your benefits in just a few minutes. Enter your insurance details to see whether your plan includes out-of-network coverage, what it may reimburse, and what to expect.
Check Your Out-of-Network Coverage
Frequently
Asked
Questions
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When your therapist isn’t contracted with your insurance company, your plan may still cover a portion of each session. After you pay the full session fee, your insurance reimburses you directly. The amount depends on your plan’s out-of-network benefits.
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I provide superbills, which are detailed receipts that include the information insurance companies typically require to process out-of-network claims. You would submit the superbill to your insurance carrier, and any reimbursement would be based on your plan’s out-of-network benefits.
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When therapy is billed through insurance, a mental health diagnosis is typically required and documentation related to your care becomes part of your health record. Insurance companies may receive information needed for payment, claims review, or care coordination.
Some women prefer to keep therapy outside the insurance system for privacy reasons. This can be especially important for women in professions where health disclosures may feel more sensitive, or for anyone who simply wants more separation between their personal care and the insurance system. In some situations, mental health history may come up later in applications or reviews involving life insurance, disability coverage, or professional credentialing, though that varies by context.
Choosing self-pay is a personal decision.
For some clients, the added privacy feels worth it. For others, using insurance or out-of-network benefits makes more financial sense. The tool above is here so you can understand your coverage and decide what feels right for you.
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You pay the full session fee at the time of service. I provide a superbill after each session, or monthly, depending on your preference, that includes the diagnosis code, session date(s), and CPT code(s) your insurance company may require.
You can then submit it to your insurance carrier for possible reimbursement based on your out-of-network benefits. Reimbursement amounts vary by plan, and payment is sent directly to you.
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Individual sessions are $185. If you plan to use out-of-network benefits, the tool on this page can help you estimate what your insurance may reimburse.
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